Good Afternoon Valued Clients, Friends and Family, Twenty-eight years ago, I became a mother for the first time and this past Sunday I dropped my third child off at college and am officially an empty nester. It is surreal having all three of my children grown and not being the center of their universe
In economics, there are several different indicators that can tell us the state of the economy today (lagging indicators) and tomorrow (leading indicators). However, there is an unconventional indicator that is “reserved” by the banks that isn’t found in Econ 101 textbooks. This would be a balance sheet item known as loan loss reserves.
Good Afternoon, We are already half-way through January and the news has been non-stop. Our country is at a crossroads with many decisions to be made regarding vaccine distribution, the impeachment of the president, and what the economy has in store for this year. All eyes are focused on Washington, with the recent event of
Fortunately, or unfortunately, I have had the privilege to live through a few market cycles. I’ve seen the highs and lows of each cycle. Speculative bubbles, in particular, do not repeat themselves exactly. They are always a little different and the asset class they take hostage also changes. Be it the junk bond boom
Good Afternoon, Happy New Year! It is such a relief to put 2020 behind us and begin a new year. A New Year's resolution is a tradition in which a person resolves to continue practices, change an undesired trait or behavior, accomplish a personal goal, or otherwise improve their life at the start of a
A new Market Update to welcome the New Year. Forecasting the year ahead is always a difficult task. After the craziness we saw in 2020, who would try to predict what is in store for us in 2021? I am going to start off the year with some of my main questions I have
The holidays are over. My kids have opened all their presents. I don’t know why I tend to dwell on things toward the end of the year. I assume it’s natural to reflect on the past year. Of course, 2020 has been pretty crazy. Time magazine said 2020 was the worst year ever. Sounds
Good Afternoon Valued Clients, Friends and Family, As this year comes to an end, I'd like to take a moment to thank you for your continued support during a turbulent year. We are reminded of how lucky we are to have amazing clients like you, and appreciate the trust you place in us
'Twas the night before Christmas, when all through the city, The masked UPS man was still delivering, thinking "oh, what a pity". - Stockings stuffed with Purell were all hung with much care, In hopes of avoiding the coronavirus, stay home, beware! - The children were nestled, all snug in their beds, While pictures
