Even the Highest Earners Don’t Have Enough: A Shocking Thesis

Even the Highest Earners Don't Have Enough: A Shocking Thesis According to the Schwartz Center for Economic Policy Analysis (SCEPA), the majority of American families nearing retirement have inadequate levels of savings. When we examine the data, there is a substantial amount of truth to this thesis. The Data Every three years, the Board of

2016-07-01T00:00:00+00:00July 1st, 2016|Newsroom, Wealth Planning|

Changes to Charles Schwab Monthly Statements Policy

Charles Schwab & Co. (“Schwab”) is making some changes to the client statement experience. Below is a summary of the upcoming changes.  Changes to Charles Schwab Monthly Statements Policy Starting with July 2016 statements (to be received in early August), Schwab will send a monthly statement only for those accounts with a qualifying activity. Qualifying

2016-06-01T00:00:00+00:00June 1st, 2016|Newsroom, Wealth Planning|

Who should be the owner of the 529 plan account?

As college costs increase, more and more students are depending on 529 college saving plans, as well as expecting to qualify for federal financial aid. For those students fortunate enough to have family members that are able to help contribute to a plan account, the question often arises as to who should own the account—a

2016-05-25T00:00:00+00:00May 25th, 2016|Newsroom, Wealth Planning|

Investment 101: Treasury Inflation Protected Securities (TIPS)

Treasury Inflation Protected Securities (TIPS) are a unique type of government bond that were first auctioned in January 1997. How do TIPS protect a portfolio from inflation? Inflation is a bond’s worst enemy. It shrinks the purchasing power of a bond’s future cash flows (coupon payments). TIPS provide protection from inflation by maintaining the purchasing

2016-04-29T00:00:00+00:00April 29th, 2016|Newsroom, Wealth Planning|

New Mailing Dates for 2015 Charles Schwab Tax Forms

New Mailing Dates for 2015 Charles Schwab Tax Forms Schwab is implementing this change due to an increase in the number of mutual funds and ETFs that reclassify their income in late January and early February. Schwab is required by the IRS to send out corrected 1099’s when they receive updated information from fund companies

2016-02-03T00:00:00+00:00February 3rd, 2016|Newsroom, Wealth Planning|
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