When to Review and Update Your Insurance Coverage

Why Regular Insurance Check-Ins Are Key

Life changes—and your insurance should keep up. Many women carefully set up insurance policies but forget to revisit them as their circumstances evolve. Staying protected isn’t a “set it and forget it” process. Regularly reviewing your insurance ensures your coverage still matches your life, your family, and your financial goals.

Whether you’ve experienced a major transition like marriage, divorce, the birth of a child, caregiving, or career changes, your protection plan should reflect your current needs.

Common Times Women Overlook Insurance Updates

  • Marriage or Divorce

  • Birth or Adoption of a Child

  • Career Changes or Retirement

  • Loss of a Loved One

  • Home Purchases or Moves

  • Changes in Health or Disability

Example:
After Sarah’s divorce, she forgot to update the beneficiaries on her life insurance policy. Years later, she realized her former spouse was still listed. This small oversight could have caused major problems for her children if something had happened to her.

What Should Be Reviewed?

1. Life Insurance

Check your beneficiaries, coverage amount, and policy type to make sure they still align with your family and financial responsibilities.

2. Health Insurance

Review your plan annually or after life changes to ensure it meets your current healthcare needs and budget.

3. Disability Insurance

Update your coverage if your income or job situation changes.

4. Home, Auto, and Liability Insurance

Adjust your policies if you’ve moved, purchased new property, or made significant life upgrades.

5. Long-Term Care Planning

As you age or caregiving needs shift, revisit your plan to confirm you’re still on track to meet future care costs.

Key Benefits of an Insurance Review

✔️ Keeps your protection aligned with your life
✔️ Helps prevent coverage gaps that could leave you vulnerable
✔️ Ensures your beneficiaries are up to date
✔️ May reveal opportunities to improve or save on coverage

Final Thought

Your insurance coverage should grow and change with you. Life’s transitions—big or small—are the perfect time to pause, reflect, and make sure your financial protection still fits your journey. Taking a little time now can prevent future headaches and give you greater peace of mind.

If you’d like help reviewing your current coverage or have questions about what adjustments might make sense for you, we’d love to support you.

👉 Email us at bri@apriem.com today!

We’re here to walk alongside you as life evolves.