Estate Planning Services

Apriem Advisors provides estate planning services through our partnership with Wealth.com, allowing clients and non clients to create essential estate planning documents in a streamlined and efficient manner. Just as important, we integrate estate planning into your full financial picture so your documents and your strategy work together.

Our estate planning services may include:

Creation of wills and trusts

Through Wealth.com, we help you establish wills and trusts designed to reflect your wishes, protect your family, and support your long term legacy goals. Depending on complexity, this process can often be completed more efficiently and at a more accessible cost than traditional approaches.

Durable financial power of attorney and healthcare directives

We help ensure you have the proper legal documents in place to address financial and medical decision making in the event of incapacity.

Review of existing estate plans

If you already have estate planning documents in place, we conduct a thoughtful review to identify outdated provisions, misalignment, or gaps that may create unnecessary risk or confusion. Life changes, tax law updates, and asset growth often require adjustments over time.

Coordination with your entire financial portfolio

Estate planning does not exist in isolation. We review your investment accounts, retirement plans, insurance policies, beneficiary designations, business interests, and account titling to ensure your estate plan is properly aligned with how your assets are structured.

Beneficiary and asset titling review

Many estate planning mistakes occur at the account level. We help confirm that beneficiary designations and ownership structures reflect your intentions and coordinate with your legal documents.

Integration with retirement and tax planning

Your estate plan should support your retirement income strategy, tax efficiency, charitable giving goals, and long term wealth transfer objectives. We ensure these components are aligned.

Ongoing monitoring and updates

As your life evolves, your estate plan should evolve with it. We provide ongoing guidance to help you adjust your documents and strategy after major life transitions such as marriage, divorce, inheritance, business sales, or retirement.

Many people assume estate planning is something you do once and never revisit. In reality, estate planning should change as your life changes.

Our approach integrates estate planning into your broader wealth management plan. That means we help ensure your estate strategy works in real life, not just on paper.

We support you in areas such as:

• Coordinating estate planning with your investment and retirement strategy
• Ensuring beneficiary designations match your intentions
• Helping reduce unnecessary taxes and administrative complexity
• Improving clarity for heirs and decision makers
• Preparing for incapacity, not just death
• Supporting multi-generational wealth planning

Estate planning can fail when it is treated as a standalone task.

A strong plan connects your:

• investments
• retirement strategy
• insurance coverage
• tax planning
• charitable giving
• business interests
• family values and legacy goals

Our role is to make sure those moving parts work together so your plan remains clear, consistent, and resilient.

Many Apriem clients have more complex planning needs, including:

• multiple properties or states of residency
• concentrated stock positions
• business ownership
• charitable giving goals
• blended families
• generational planning
• legacy trust structures

In these situations, estate planning becomes less about documents and more about long-term strategy. We help you coordinate the moving parts so your wealth can support your family for decades.