Retirement Services
Retirement planning made simple, so you can focus on living.
Apriem Retirement Services provide investment-related services to employer-based retirement plans such as a 401(k) or 403(b), as a fiduciary within the meaning of Section 3(21) of ERISA.
What Makes Apriem’s Retirement Services Different?
Accredited Investment Fiduciary
We take our fiduciary responsibilities to the highest degree. That is why all of our staff are or in the path of becoming an Accredited Investment Fiduciary (AIF®) professional.
Foundational Financial Plan
On a regular basis pursuant to a mutual agreement with the Plan, we provide investment advice, investment education, and Foundational Financial Plan to sponsor and participants.
For Plan Sponsors, we assist in a co-fiduciary capacity providing customized investment advice and education.
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Customized Investment Advice
Based on criteria that have been established by the plan sponsor, we assist in the selection and monitoring of investment options using a combination of technical and top-down analysis.
Plan participant enrollment meeting: We conduct enrollment meetings explaining the benefits of Plan participation, investment objectives of Plan, and investment options.
Co-Fiduciary Advisor
Under ERISA section 3(21), we assist in a fiduciary capacity in giving the Plan advice for a fee. The Plan Sponsor still exercises fiduciary discretion and functions as a prudent investment expert by approving funds menu along with the correlative liability of that role
Plan Participant Foundational Financial Plan: Pursuant to a mutual agreement with the Plan, we provide Foundational Financial Planning with Plan Participants.
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Plan Sponsor Education
On a regular basis pursuant to a mutual agreement with the Plan, we provide investment advice that will serve as a primary basis for investment decisions with respect to plan assets and will be individualized based on the particular needs of a plan.
Plan Participant Financial Education: Pursuant to a mutual agreement with the Plan, we provide general financial and investment information to Plan Participants.
