Your Multigenerational Wealth Management Team

About Us

The Apriem Way

Stewarding Wealth Across Generations.

Apriem partners with high-net-worth individuals and families to navigate the full complexity of their financial lives. Through a deeply coordinated approach, we bring clarity and momentum to every facet of wealth so clients can pursue what matters most with confidence and long-term peace of mind for generations to come.

The Apriem Difference

We strive for diversity across the globe

Beyond The Numbers

Sound financial analysis is the starting point at Apriem, not the finish line. We go further by guiding high-net-worth individuals and families through the emotional, behavioral, and generational side of wealth, helping them make confident decisions rooted in purpose and long-term intention.

$1.4b

in Assets Under Management*

+99%

Retention rate*

Meet the people behind Apriem

Get to know the team that supports every step of your financial journey.

Harmon Kong, CFP®, AIF®

Co-Founder

Rhonda Ducote, AIF®

President, CEO, Partner

Chris Whitaker, CFP®, AIF®

Chief Wealth Manager, Partner

Benjamin Lau, CFA®

Chief Investment Officer, Partner

Jennifer Olson, CFA®, CFP®, CIPM®, AIF®

Chief Investment Officer, Partner

Landon Yoshida, CRPC®, AIF®

Chief Business Development Officer, Partner

Shawn Covarrubias, AIF®

V.P. of Client Services, Partner

Mark Iwamoto, MBA

Co-Founder

Joshua Garland, ChFC®, AIF®

Senior Financial Advisor

Cole Ducote, AIF®

Financial Advisor

Megan Schwab, CFP®, AIF®

Financial Advisor

Halle Miller, MBA

Associate Financial Advisor

Kenneth Wolin

Senior Portfolio Administrator

Kyle Kong

Financial Advisor

Jose Rendon, AIF®

Financial Analyst

Lindsay Duran

Client Services Manager

Jessica Borrego

Administrative Assistant

Brianna Lamb

Manager of Corporate Communications

Frequently Asked Questions

Insight to Help You Move Forward.

How does Apriem get paid?

Apriem Advisors is compensated primarily through asset-based advisory fees ranging from 0.50% to 0.95% annually, calculated on the quarter-end market value of assets under management and billed quarterly in arrears through automatic deduction from client accounts. For certain strategies, additional sub-advisor fees of approximately 0.10% to 0.25% annually may apply. Apriem also offers financial planning services for flat fees ranging from $1,000 to $10,000 and estate planning services for flat fees ranging from $250 to $2,500, with applicable fees generally paid in advance based on the agreed-upon scope of services. In limited circumstances, an annual $45 account maintenance feeapplies to accounts holding legacy or restricted securities. Clients may also incur brokerage commissions and other transaction-related costs, which are separate from advisory fees. Fees are paid regardless of investment performance and reduce investment returns over time.

What can a wealth manager do for me?

A wealth manager at Apriem Advisors helps you organize, grow, and protect your financial life through coordinated advice and ongoing oversight tailored to your goals. This includes investment management, where portfolios are constructed, monitored, and adjusted over time; financial planning, such as retirement, cash-flow, and major-goal planning; and risk management, including guidance on insurance and asset protection strategies. Apriem also provides tax-aware planning, estate and legacy planning coordination, and support during major life transitions. When providing investment advisory services, Apriem Advisors acts as a fiduciary and is required to put clients’ best interests ahead of its own.

What is the minimum amount needed to be a client?

Apriem Advisors generally requires a minimum relationship size of $500,000 to open or maintain an investment management account. Minimums may be reduced or waived at the firm’s discretion, and existing clients may be maintained at lower minimums.

Is financial planning included in the fee?

Yes. Financial planning is included as part of Apriem’s investment advisory services when a client engages the firm for ongoing wealth management. Apriem also offers financial planning as a standalone service for clients who do not require ongoing investment management. Standalone financial planning is available across four service tiers, with fees determined in advance based on the scope and complexity of the plan.

Do you only offer in - person meetings?

Not at all! While we’re always happy to meet in person, we also offer virtual meetings. Wherever you’re located, you’ll receive the same personalized, high-touch experience.

Do you serve clients in other states or countries?

Yes, absolutely. Apriem Advisors serves clients across the United States and internationally, working seamlessly through secure virtual meetings and digital tools to provide the same level of personalized service regardless of location.

Can I customize the investment strategy?

Yes. While Apriem Advisors offers established investment strategies, portfolios can be customized to align with your specific goals, preferences, and constraints.

Will I work with just my advisor or others with the firm as well?

You will always work with your dedicated advisor, who serves as your primary point of contact and leads your relationship. We do not routinely hand clients off to other advisors. However, on rare occasions, such as in the event of illness or unforeseen circumstances, another trusted member of the Apriem team may step in to ensure continuity of care. As a family-centric firm, our team works collaboratively and knows our clients well, so you are always supported by people who are familiar with you and committed to your long-term success.

Does your team create the investment strategies?

Yes. Apriem’s investment strategies are developed and managed by our internal team. In certain cases, based on a client’s specific portfolio needs or objectives, we may utilize select third-party investment platforms to access additional investment options. Even in those situations, Apriem remains responsible for designing, overseeing, and managing the overall investment strategy.

What is included in your services?

Apriem Advisors provides comprehensive wealth management services designed to support clients at every stage of life. Services include investment management, with ongoing portfolio construction, monitoring, and adjustments; financial planning, including retirement planning, cash-flow planning, and goal-based planning; and tax-aware planning designed to improve after-tax outcomes. We also offer estate and legacy planning coordination, risk management and insurance guidance, and support during major life transitions. Services are tailored to each client’s needs and delivered through a long-term advisory relationship focused on ongoing oversight and proactive advice.

How do I get started?

Getting started is easy. You can call our office at (949) 253-8888 to schedule an initial meeting with a wealth manager and discuss how we can best serve you. You can also click here to complete a brief form, and a member of our team will be in touch shortly to follow up.

We’ve Got Answers

Have questions?

Have Questions?

We understand that choosing a financial advisor is an important decision. At Apriem Advisors, our team is here to answer your questions, provide clarity, and serve as your trusted partner in wealth management and financial planning.

Call us at 949-253-8888 or email Bri at bri@apriem.com to connect with our team and learn more about how Apriem Advisors can support your financial goals.

Have Questions?

Call us at 949-253-8888 or email Bri at bri@apriem.com to connect with our team and learn more about how Apriem Advisors can support your financial goals.

*As of 12/31/25